Simple, but effective advice-- track your finances and they will improve.

I know you have probably heard this advice time and time again, but sometimes we need things repeated until we act on good advice.

I have always used written budgets and spending plans of some sort.  Sometimes on napkins or post-it notes or business cards.  The best approach I use is electronic Excel spreadsheets (This is my favorite approach-- it allows me to "What if" analyze).  A written budget makes you stop and think about how you use your money.

The bottomline-- track it, and it will improve.

Thank you for visiting and come back soon for more . . . follow me on Twitter at DvrcdDadFrglDad, SelfRelianceWS, LowProfileLife, and Surfcasting2Day.

Like this post? Check out the related posts for more information.  You can also get email notification of new posts in your email by subscribing.  Your email address won't be used for any other purpose than to send you notification of a new post.

Related Posts:
A Taxing Recap . . .  
Frugality Posts Revisited  
Wealth Building Posts Revisited  
Spending Money Recap