A quick one to consider . . .

Here's an excuse I have heard, "I'm too busy to be frugal-- it takes too much time."  I have heard people say they didn't have the time to do things that were frugal-- that could save them some money.

The thing is frugal living does take some time, but the benefits are more than just dollars saved-- it is quality of life and peace of mind that is usually improved as well.  However, let's get back to those folks with little time to be frugal . . .

The people who don't have time to be frugal are usually the ones working like dogs to make the money to pay for their non-frugal ways.  The Catch-22 is that if they were more frugal they would have more time, because they would need more money.

These folks:

• Overpay for most everything in their lives
• Are tired from overwork
• Don't know how to do many simply tasks
• Are susceptible to being snookered by unsavory professionals
• Live and die by a job and suffer the most from job loss

I have found that frugality usually makes one more conscious of time management and more organized. 

Are you too busy to be frugal?

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