Do you plan?  Do you have an idea of which direction or approach you want to take?  Or do you just let it happen?  Do you write it down?

Here are things that I plan:

• Budgets-- big and small
• Weekends
• My work/projects

It is often said that people don't plan to fail, unfortunately they fail to plan . . .

My view is everyone has a plan-- some plans are by design and some plans are by default.  Don't forget, no plan is a plan.