Everyone is looking for a bailout these days . . . where is your bailout or my bailout?

Banks, insurance companies, auto makers . . . what about us little folk?  The folks at AIG get bailout money and have two spa weekends.  I could use one of those . . . I'll bet you could too.

Newsflash-- the only bailout you and I are going to get is the one we make for ourselves.  Now is the time to find ways to:

• Increase your income
• Cut your expenses-- cut hard
• Liquidate unnecessary or unproductive assets
• Find ways to reduce your taxes-- they are going up sooner than you think

Bottomline-- our bailout starts at home . . .